J. Christopher Haera
First Vice President - Investments

We believe today's investment climate offers unprecedented opportunities.  At Wachovia Securities, our mission is to help clients take advantage of those opportunities by providing them with three key tools:

1.  A clear understanding of their financial goals.

2.  A well-defined roadmap for achieving those goals.

3.  Ongoing advice to help adjust their roadmap when their needs change.

Our services cover all areas of financial management, from investment and retirement planning to risk management and estate conservation.  We help our clients develop a comprehensive, cohesive financial strategy that fits their unique needs and enables them to meet both short-and long-term objectives.  On our Web site, you'll find valuable information for evaluating your current position and progress toward financial goals.  We offer educational articles that outline financial concepts and highlight products designed to fill the gaps in your financial strategy.  You'll also find calculators that will help you assess your current and future needs.  Please remember to visit our Web site often, as our content is constantly changing.  For help with your financial management, or for more information on Wachovia Securities, please contact us today.